🍪 Cookie Policy
Payback Now Canada
1 Introduction
This Cookie Policy explains how Payback Now Canada ("we", "us", or "our") uses cookies and similar tracking technologies on our website https://paybacknow.ca ("Website"). It outlines what cookies are, how we use them, and how you can manage your cookie preferences.
By continuing to use our website, you consent to the use of cookies as outlined in this policy, unless you disable them through your browser settings or our cookie management tool (where available).
2 What Are Cookies?
Cookies are small text files that are placed on your computer or mobile device when you visit a website. Cookies are widely used to make websites work more efficiently and to provide information to the owners of the site.
There are different types of cookies, including:
- First-party cookies – set by the website you're visiting
- Third-party cookies – set by external services used by the website
- Session cookies – deleted when you close your browser
- Persistent cookies – remain on your device until they expire or are deleted
3 How We Use Cookies
We use cookies for the following purposes:
a. Essential / Strictly Necessary Cookies
These cookies are required for the proper functioning of our website. They enable core features such as page navigation, access to secure areas, and form submissions.
Without these cookies, the website cannot function properly.
b. Performance and Analytics Cookies
These cookies help us understand how visitors interact with our site by collecting and reporting information anonymously. We use tools like Google Analytics and similar platforms to:
- Track page visits and time on site
- Identify referral sources (e.g., Google, social media)
- Analyze device types and browser usage
c. Functionality Cookies
These cookies allow the website to remember choices you make (such as language or region) and provide enhanced features and personalization.
d. Marketing and Advertising Cookies
With your consent, we may use cookies from platforms such as Google Ads, Meta (Facebook), or LinkedIn to deliver targeted advertisements and measure the performance of our marketing campaigns.
4 Third-Party Cookies We May Use
Some third-party services integrated into our site may place cookies on your device. These include:
- Google Analytics
- Google Tag Manager
- Meta Pixel (Facebook)
- LinkedIn Insight Tag
- Hotjar or other UX tracking tools (if used)
- Live chat tools (e.g., Drift, Tawk.to, or Intercom)
These services are subject to their own privacy and cookie policies, which we encourage you to review.
5 Your Choices and Cookie Management
You have several options to manage or disable cookies:
a. Browser Settings
Most web browsers allow you to control cookies through their settings. You can usually:
- Delete existing cookies
- Block cookies from all or selected websites
- Receive notifications before cookies are stored
b. Consent Banners
If applicable, we provide a cookie consent banner when you visit our site. You can accept, reject, or customize your preferences through this tool.
6 Changes to This Cookie Policy
We may update this Cookie Policy periodically to reflect changes in technology, legislation, or our practices. Updates will be posted on this page with a revised "Last Updated" date.
7 Contact Us
If you have questions or concerns about our use of cookies or your data privacy, please contact: